Buying a new property is exciting. Â It should be exciting and we hope you're excited about buying a property. Â A property is bought for many reasons. Â Two obvious reason! Â A home to live or a property to invest / rent.
You'll either be a first time buyer or you're looking for a replacement. Â Mortgage applications will be slightly different for first time buyers. Â Buying for different reasons is the best way to view this. Â Why are you buying a property? Â Do you want to live in it or do you want to rent it out. Â Either way you'll be looking at the purchase as an investment and it is an investment if not for the short term but for the long term.
There are 3 broad mortgage categories.
First time buyer
Moving Remortgage
Buy to Let
There are 1000's of mortgage products or loans available, so lets get started. Â Help is always there for those that ask. Â
Are you a first time buyer?
Are you moving and need to remortgage?
Are you a property investor ?
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