Buying a new property is exciting. It should be exciting and we hope you're excited about buying a property. A property is bought for many reasons. Two obvious reason! A home to live or a property to invest / rent.
You'll either be a first time buyer or you're looking for a replacement. Mortgage applications will be slightly different for first time buyers. Buying for different reasons is the best way to view this. Why are you buying a property? Do you want to live in it or do you want to rent it out. Either way you'll be looking at the purchase as an investment and it is an investment if not for the short term but for the long term.
There are 3 broad mortgage categories.
First time buyer
Buy to Let
There are 1000's of mortgage products or loans available, so lets get started. Help is always there for those that ask.
Are you a first time buyer?
Are you moving and need to remortgage?
Are you a property investor ?